Now, here’s the kicker: In order to avoid being under ‘mortgage stress’, your home loan repayments need to be less than 30% of your household’s pre-tax income. Which means that if you’re taking on this loan as a single, you’d have to be earning $16,666 per month, which works out to an annual salary of almost $200,000.  It’s important to note that these are all just rough figures intended to act as a guide — and if you are in a position to purchase a property this year, it’s vital to speak with the right financial experts to determine your borrowing capacity.  With two large bedrooms (both with built-ins), a fully-equipped kitchen, bonus sunroom and the ultimate draw-card of being just a short stroll from Bondi Beach, this apartment represents a fairly ‘good deal’ in terms of Sydney’s real estate standards. View the listing here. This oversized, terrace-style apartment boasts a split floor property with fans in all bedrooms, ducted AC throughout, a large storage cage and additional home office. It also comes with a rooftop communal BBQ area and a secure car space. View the listing here. With a white picket fence, Victorian architecture, a cast iron fireplace and a charming verandah and courtyard, this South Melbourne terrace is just footsteps from the South Melbourne market, Clarendon Street and Bay Street’s eateries and nightlife, as well as the city-bound light rail. View the listing here. Featuring two generously proportioned bedrooms (with built-in robes and main with an original fireplace), luxurious central bathroom and living, dining and a premium kitchen, this freestanding home also includes split system heating and cooling, European laundry, engineered timber floors and a water tank. View the listing here. Boasting some of Brisbane’s best views spanning across the Brisbane River and the Kangaroo Point Cliffs, this luxury apartment includes a world-class Residents Rooftop Club, with infinity pool, fitness centre, private library and more. As well as two large bedrooms, study nook, open plan living and dining and a huge private balcony. View the listing here. This roomy, split-level home offers oversized glass stacker doors, that open up to give an indoor/outdoor connection for the kitchen and alfresco area. It also has three large bedrooms, with two bathrooms on the upper level, as well as a front bedroom with balcony and glass sliding doors. View the listing here. Renovated throughout, this open plan two-bedder with a balcony and sea views features a sleek designer Caesarstone kitchen, with stainless steel appliances, generous bedrooms all with built-in robes, a modern bathroom with internal laundry and is located just 270 metres to the world famous Cottesloe Beach. View the listing here. Bay windows, an undercover front porch, stained glass windows and original fireplaces add loads of charm to this character home in Wembley. Sitting on a generous 670 square metre block, this beauty has three large beds and two baths, as well as a double garage and grass yard.
View the listing here. Set on a block of over 700 square meters, this modern build includes three large bedrooms, crystal chandeliers (fancy…), family sized swimming pool with jets, CCTV security cameras in and outside the home, and is close to both the beach and Darwin’s Casuarina Precinct. View the listing here. Sydneysiders and Melbournites weep as you behold how far your money could go in Hobart, Tasmania. This four-bedder oozes charisma — lovingly refurbished and offering bay windows and views of Mt Wellington/kunanyi. The living room features an open fire place, while the kitchen opens onto a spectacular rear courtyard garden oasis. View the listing here. This fully renovated apartment boasts views across Telopea Park, a full length balcony off the living room, Caesarstone bench tops throughout the kitchen, bathroom and laundry, as well as reverse cycle air and secure lock up storage. View the listing here. With three beds (or the option of converting one into a WFH office), stylish living spaces and an open plan layout that opens onto your private balcony, this townhouse in Adelaide’s CBD is a real find. The kitchen has two pac cabinetry and Caesar stone benchtop, while the upstairs is a private retreat currently appointed as reading nook. View the listing here.